
Products & Solutions
What can we offer?
Business can be unpredictable, but with Zurich as your partner, you can navigate the uncertainties with confidence. For nearly 150 years, we have been a trusted provider of property and casualty insurance, offering tailored solutions that empower businesses of all sizes. Our innovative insurance programs, combined with expert Risk Engineering and Claims services, ensure you are prepared for whatever comes your way. With Zurich, you gain the tools and insights needed to manage risks effectively and exceed your expectations in an ever-changing business landscape.
Our products & solutions
Business can be unpredictable.
But with Zurich by your side, your business can prepare for the unexpected.
Commercial Property
We deliver broad reinsurance solutions for commercial properties, protecting against material damage, business interruption, and machinery breakdown across sectors and industries worldwide.
Energy
Zurich offers comprehensive insurance solutions to help safeguard your operations and support your transition to a more secure, sustainable future.
Engineering Lines and Construction
We offer broad insurance solutions for construction and engineering projects, covering material damage and business interruption for complex operations.
Marine
Zurich’s comprehensive Marine Reinsurance solutions safeguard your interests, protecting against loss or damage throughout every stage of the shipping process.
Liability
To help protect your business and ensure lasting resilience Zurich provides strategic reinsurance solutions. Including Public and Products Liability, Workmen’s Compensation, and Employers’ Liability.
Financial Lines
Zurich is a market leader in financial lines, offering tailored insurance solutions to leading commercial companies and financial institutions worldwide.
Cyber
Zurich’s Cyber Reinsurance helps shield your business from the financial and reputational impact of cyber incidents and third-party claims.
Our team
Our dedicated team is here to assist you in identifying the ideal products and solutions tailored to your business needs:

Chief Operating Officer and Interim Head of Underwriting
Khaled AlRayes
+971 50 557 7974
khaled.alrayes@zurich.com

Head of Specialty Lines and Cyber
Fahad AlRakhis
+971 50 644 2067
fahad.alrakhis@zurich.com

Underwriting Manager – Property
Ruban Naik
+971 56 520 8363
ruban.ramesh.naik@zurich.com

Underwriting Manager – Energy
Tomais Gaughan
+971 50 435 5942
tomais.gaughan@zurich.com

Underwriting Manager - Engineering Lines & Construction
Natalia Smirnova
+971 56 415 3301
n.smirnova@zurich.com

Underwriting Manager - Financial Lines
James Cross
+971 56 686 2577
james.cross@zurich.com

Underwriting Manager – Liability
Lakshmi Erukkam
+971 50 950 7923
lakshmi.erukkam@zurich.com

Underwriting Manager – Marine
Silvia Franco
+971 50 912 2357
silvia.franco@zurich.com

Your Claim, our commitment
At Zurich we will support you before, during and after a claim with an approach that is fair, customer-centric, transparent and personal.