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Liability

Strategic coverage for liability and injury claims

Any business can become the target of costly and potentially damaging liability or personal injury claims. At Zurich, we will work with you strategically and provide reinsurance solutions that prepare for this.

This includes products like Public and Products Liability, Workmen’s Compensation, and Employers’ Liability.

Reach out to us

Lakshmi

Underwriting Manager – Liability

General liability

We can provide leading reinsurance solutions to cover General liability for a wide variety of risks with worldwide coverage. The most common types of insurance coverages available are:

Public liability

To cover bodily injury and property damage to third parties from insured’s business operations/activities.

Products liability

To cover bodily injury and property damage to third
parties from insured's products.

Pollution liability

As an extension to the Liability Policy to cover bodily injury and property damage to third parties resulting from sudden and accidental pollution, caused by the insured's
business activities.

Product recall

On a selective basis to cover expenses associated with recalling a product from the market.

Workmen Compensation/ Employers Liability

We cover Workmen’s Compensation and Employer’s Liability or Employer’s Liability as a standalone cover. This covers liability of employers towards their employees for
accidental injury or diseases during the course of employment.

Energy Liability

General Liability and Constructions Risks for the oil, gas and power industries are classified as Energy Liability. We focus on risk quality to
offer competitive pricing and we can cover a variety of risks.

Construction Liability

We can offer TPL coverage for constructions risks for projects with maximum project period of 10 years.